Rental Vacancy Cost Calculator
Estimate lost rental income from vacancy and see the occupancy needed to cover modeled operating expenses and debt service.
Property breakdown
Vacancy is more than an empty month
Vacancy reduces effective rental income even when the property’s quoted monthly rent looks attractive. Modeling a vacancy allowance makes comparisons more realistic and helps reveal how much occupancy the property needs to cover recurring operating expenses and debt service.
Frequently asked questions
What vacancy rate should I use?
Use evidence from the property and local market when possible rather than relying on a universal percentage.
What is break-even occupancy?
It is the modeled percentage of gross potential rent needed to cover the operating expenses and debt service entered.
Does this include turnover repairs?
Only if you include them in your monthly operating-expense assumption or model them separately.
Rental-property calculations are estimates for screening and education, not investment, tax, lending or legal advice. Verify rents, expenses, financing and local conditions before making a decision.